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More Than Credit Card - Get Your More Than Credit Card Today

From Royal & Sun Alliance, launches its new innovative More Than credit card. A card designed to give freedom and flexibility when creating the ideal credit card. You can choose your own APR, cashback, servicing options and annual fee to suit your needs as they change over time with the More Than Credit Card.

Three Packages to Suit Your Needs - Pick Your Package
You don’t have to use the CardBuilder if you don’t want to. To help you select the More Than Credit Card they have created three ready made combinations. These three credit card packages are designed to reflect the needs of most of their customers. Remember, even if you choose one of the cards when you apply, you can always change your card settings later on with More Than Credit Card

More Than Credit Cards offers you great flexability

More Than Credit Cards offers you great flexability

More Than Credit Card - Personalize Your Credit Card
Design your own More Than Credit Card. First choose your background colour – black, white or green – then pick the image you like best. You’ll see your own individual card made up online. For a fee of £10, you can change your card design at any time in the future.

Additional More Than Credit Card Benefits

  • Apply online and you’ll get an instant decision.
  • Full account servicing online, via email and our freephone Customer Services line
  • Online balance transfers at our great rate
  • Request changes to your Credit Card features up to 3 times a year for free
  • Purchase guarantee, so you never pay for any unauthorised transactions, either online or offline
  • Free travel accident insurance
  • Free purchase protection insurance covers you against damage to goods bought
  • Emergency card replacement – we’ll courier a new card to you anywhere in the world
  • Emergency cash advance - from £50 to £500
  • First class Customer Services
  • More Than Credit Card Get everything you need